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Contractors Insurance

As a contractor you have more things to worry about than your insurance rates. As your Broker, we represent you, not the insurance carrier. This means that we have your best interest in mind, and you will quickly learn that our goal is to find you the best coverage available for your insurance dollar spent.

Available Services:
Surety Bonds –
This is a broad category and provides a written agreement between parties (surety, oblige, and obligor) and indemnifies another guaranteed by a specific surety company in the event there is a failure of the obligor to perform duties or acts within a stated time frame.
Contractor Bonds –
Required of all license contractors in the State of California, this must be on file with the Contractors State License Board (CSLB) prior to issuance or renewal of a Contractors License.
Bid Bonds –
This type of bond is used when a contractor submits a bid for a specific project. The bid bond provides a form of financial assurance that if the contractor wins a specific construction project, he will enter into a written contract and also provide a Payment or Performance Bond to the owner.
Performance Bonds –
This type of bond is used when a contractor wins a specific project and is awarded a contract to begin services. The payment bond guarantees that a contractor will pay specific bills for labor and material to be supplied at a specific project location. A performance bond guarantees that a contractor will perform duties and obligations pursuant to the contract that is signed by the contractor and the owner.